Most people don’t have dental insurance they have prepaid dental plans.
Patients pay premiums to take advantage of a pre-negotiated fee schedule negotiated by a third party.
Most people don’t have dental insurance. They have prepaid plans. They or their employer pay premiums to take advantage of a pre-negotiated fee schedule administered by a third party. The only way to make dental care more affordable is with less third party payers. Market prices can make cost more competitive and improve quality, Examples are Lasik eye surgery, auto sales, and grocery prices. They aren’t controlled by a third party. Patients can pay a lower fee if they don’t use insurance and use self-pay or direct payment. We are happy to do this. We are paid promptly, need less office staff and don’t need to spend time back and forth with unending insurance paper work and approvals and predeterminations. Self pay includes cash, check, credit card or debit card at the time of the appointment. Direct payment can be from a health savings account.
Competition is good for dentistry and dental patients.
Lasic eye surgery is an example of where the costs continually go down and new technologies are rapidly being developed to provide even better outcomes for patients.
The only way to make dental and health care affordable is with less third party payers. Market prices can drive down costs and improve quality.